SSA Life Expectancy Calculator

Estimate your lifespan based on Social Security Administration actuarial data

Your Life Expectancy Results

Current Age:
Average Life Expectancy:
Years Remaining:
Projected Lifespan:

Note: This calculator uses Social Security Administration actuarial tables and only considers gender and date of birth. It doesn’t account for health, lifestyle, family history, or other factors that may affect longevity :cite[5]:cite[6].

Frequently Asked Questions

How accurate is this life expectancy calculator?

This calculator provides estimates based on Social Security Administration actuarial tables, which consider only gender and birth date. While it gives a general average, individual results may vary significantly based on health, lifestyle, genetics, and other factors not accounted for here :cite[3]:cite[6].

Why doesn’t the calculator ask about my health or lifestyle?

The SSA calculator is designed to provide baseline averages for large populations. For more personalized estimates that consider health and lifestyle factors, you may want to try calculators like the Actuaries Longevity Illustrator or Living to 100 calculator :cite[3]:cite[7].

How should I use this information for retirement planning?

Financial experts recommend planning for longer than average life expectancy. Consider using your 75th percentile lifespan (age you have a 25% chance of reaching) rather than the median (50% chance) when planning retirement finances :cite[3]:cite[4].

Do women really live longer than men?

Yes, according to SSA data, women typically live about 2-3 years longer than men on average. This is why gender is an important factor in the calculation :cite[6]:cite[7].